Self-employed business insurance just got easier

Our subscription business insurance is simply priced, hassle-free, and can have you insured in moments.
Why do it the hard way?

Business insurance shouldn’t be hard

Why does business insurance feel difficult? Endless questions. Calls from brokers. Complicated wordings. Expensive prices. Interest payments. Amendment and cancellation fees. Poor customer service. The list goes on.

Introducing Suited—the easy business insurance for self-employed. We ask few questions and give you a price instantly. In less than 10 minutes you can be insured. Our prices are simple without extra charges, APR or interest. We’re easy to contact and provide insurance on an easy month by month subscription—keep it for as long or as short as you want.

Man searching for freelancer insurance.
The Suited Way
Man moving fast.
Easy to get a price

If you can find your profession on our list, we can offer you a price instantly. If you proceed to buy we’ll issue your documents immediately.

A few coins.
Easy on the wallet

We provide insurance on a monthly subscription, enabling great prices and the opportunity for you to pay for your insurance only when you need it

Man jumping next to woman holding a briefcase.
Easy to change

If you need to change or cancel your cover to match your changing business needs, you can do so yourself at any time at no extra charge.

‘Simple and flexible service for what I required. Great communication from start to finish.’

Matthew Allen

‘What a breath of fresh air! Easy to understand insurance for freelancers that is competitively priced.’

Fiona Taylerson

'We recently claimed due to a laptop going missing, was a stressful situation but the Suited team sorted this so efficiently and quickly!'

Michael Ryan

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Our Insurance

Customisable business insurance

Business insurance typically includes a range of covers, each designed to respond to the specific risks you may encounter during your usual working. Suited lets you pick only the covers you need to protect yourself and your business.

Public liability insurance
Public liability

Protects you against accusations of causing an accidental injury or property damage to either your clients or a third party.

Up to £10,000,000 cover including products liability

No excess

Expert legal team

A+ specialist insurers

Covers claims against your client caused by your business

From
£5.92
per month
Key cover
Professional indemnity insurance
Professional indemnity

Provides you with legal defence against claims of professional mistake or negligence causing a financial loss to your clients.

Up to £2,000,000 cover

Nil excess

Dedicated legal team

A+ insurer

Competative prices

From
£7.69
per month
Key cover
Employers' liability insurance
Employers' liability

Provides coverage for compensation costs, legal fees, and medical expenses related to employee injuries sustained at work.

£10,000,000 cover as standard

Flexible cover

No deductible

Underwritten by top insurers - Admiral Business

From
£1.25
per month with public liability
Flexible
Electronic devices insurance
Electronic devices

Pays for repair or replacement if your portable electronic equipment (and accessories) get damaged or lost.

Up to £10,000 cover

Accessories included

Hired equipment is covered

Worldwide cover

From
£9.24
per month with a key cover
Worldwide
Trade tools insurance
Trade tools

Covers the cost of repairing or replacing your tools if they’re stolen, damaged, or lost.

Up to £20,000 cover

Optional cover in a vehicle overnight

Flexible cover

Low deductibles

Cover anywhere in the UK, including transit

From
£5.60
per month with a key cover
Van cover
Plant and machinery insurance
Owned & hired plant

Protects heavy equipment and machinery used in industries like construction, engineering, and agriculture.

Up to £50,000 cover

Insure for as long or as short as you need

Competitive prices

Low deductibles

Cover anywhere in the UK, including transit

From
£9.50
per month with a key cover
Flexible
Contract works insurance
Contract works

Covers the work you’re responsible for during construction or renovation projects.

Cover up £500,000

Flexible cover

Low deductibles

Cover anywhere in the UK, including transit

From
£12.00
per month with a key cover
UK wide
Commercial legal expenses insurance
Commercial legal expenses

Protects you and your business against a range of issues not typically covered by professional indemnity or public liability.

IR35 & HMRC investigations

Legal matters concerning your business

Negative PR (£25,000 cover)

Criminal prosecution

Compliance & regulation issues

Unpaid invoices (over £200)

Also includes free telephone advice & help from qualified professionals.

Tax and commercial legal advice

Counselling for you and your staff

Access to a legal template library

Identity theft assistance

Included

with every subscription
Included
A few questions to get an instant price.
A few questions to get a price.
The Contracting Awards 2023, winner, one to watch.
Insurance Times Awards 2023, finalist, challenger of the year.
Insurance Times Awards 2023, finalist, excellence in technology.
National Insurance Awards 2024, shortlisted, commercial lines, specialist broker of the year.
National Insurance Awards 2024, shortlisted, innovative product award.
features

Arranging your business insurance couldn't be easier

Our monthly subscriptions are simply priced and flexible enough to expand or contract whenever you need, and there are no hidden surprises.

A stopwatch.
A few questions

Our questions are super quick and right to the point.

A man getting a suit tailored.
Tailor your cover

Choose your insurance limits and add more covers as needed.

Buy online 24 hours.
Buy online

Get your insurance online, anytime you like.

A plus rating.
Top insurers

Be confident knowing your cover is backed by trusted UK insurers.

A happy man paying no fees.
No extra fees

We give you one price, no APR or hidden extras.

Map of UK.
UK support

Get help when you need it from our UK based team.

A woman next to a  man jumping.
Easy to change

Make policy changes yourself, free of admin fees.

Holiday umbrella.
Holiday mode

Pay less when not working by hibernating your PI cover.

Claims

If you need to make a claim

With Suited, claims are straightforward. We have a team of experience claims managers to help you. Full details for how to claim against your insurance is available when you log into your account.

More details and contact numbers can be found on the make a claim page. If you have any questions, don't hesitate to call.

A woman with a broken arm.
We work with A+ rated insurers who are regulated by the FCA
FAQs

Common questions

What is subscription business insurance?

Subscription business insurance is like Netflix - turn it on when you need it, turn it off when you don't. Suited offers monthly subscriptions, saving you from buying an annual policy you may not need.

I need business insurance for a year. Is subscription a good option?

Yes, Suited insurance offers coverage for as long as you need it. After activating your subscription, we'll remind you annually of your policy status. There's no renewal required, and you can let it continue if there are no changes.

Does monthly business insurance cost more?

No, Suited insurance is very well priced compared to similar insurance products. We strive for our monthly subscription to be as cheap as our competitor's annual prices over the same period.

I can’t find my profession on the list. Can I still get a quote?

Suited insures many different self-employed professions. If you can't find what you do on our list, contact us on chat or give us a call; we still may be able to help.

Does Suited insure students or trainees?

Yes, Suited does insure students and trainees. Simply select the profession you are training for, then choose an earnings estimate - use 'Up to £50,000' if you are not earning money yet - and continue with your quote.

What payment methods do you accept?

Suited takes payment securely via Stripe, and we accept all major debit and credit cards. However, we cannot take payment via direct debit.

What are you waiting for?

We will get you insured in a matter of minutes, provide the peace of mind you need to focus on your work and promise to be always upfront and fair.

Self employed man.
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