What is electronic device insurance?
Suited electronic business equipment, as the name suggests, protects any mains or battery-powered items. The range goes beyond laptops or computers.
Suited covers all specialist electronic equipment—laser measuring devices used by interior designers, flashguns needed by photographers, GoPro relied on by videographers, blood pressure monitors increasingly necessary for personal trainers—and much more.
What does electronic device insurance cover?
Suited electronic business equipment cover works on a repair and replacement cost basis following a case of physical damage or theft.
These are only a few examples of what could be covered by Suited business electronic equipment insurance:
- Cameras
- Computers
- DJ mixers
- Fitness devices
- Gym technology
- iPads
- Laptops
- Monitors
- Oscilloscopes
- Photocopiers
- Printers
- Scanners
- Shredders
- VR sets
- 3D printers
- and much more...
Who needs portable electronics insurance?
Any self-employed professional who would find it challenging to cover the cost of an expensive repair or a replacement might like to consider this cover.
This is particularly true if the electronic equipment you use is on a lease. In this situation you need to ask yourself whether you would be able to afford to buy a replacement while still keeping up with repayments on the lost item.
Lots of non-manual professions are based online these days. Take a bookkeeper or an accountant as an example. Without continuous access to a computer or laptop, they may struggle to keep on top of their work schedule if they have to take time to think about how to finance the repair or replacement.
How much electronic device insurance do I need?
You should consider the total value of your essential business equipment, where it’s stored and the possibility of losing it all during an unfortunate event.
This includes while being on the move. You may not be worried about your equipment when in the safety of your home or office, but what about you go away?
You will probably take some of your equipment with you. Look at what the total value is. If your bag got stolen or suffered bad damage by the airport staff, how much would it cost you to replace the kit?
Suited covers your equipment and accessories worldwide for an unlimited amount of time.
How does Suited portable electronics insurance cover work?
Where your equipment has suffered repairable damage, we’ll ask you to send it to us and we’ll get it fixed for you. If you’ve lost a piece of equipment, you’ll need to provide some kind of proof and we’ll either arrange a replacement or pay you the cost.
