Why do mobile caterers need insurance?
You move about, which is an added risk to the already inherent array of challenging catering brings about. From handling sharp-edge equipment and hot surfaces to managing crowds and tight schedules, the risks are everywhere.
Insurance is your safety net for when the unexpected occurs. With the right mobile catering insurance, your business remains financially secure, whether it’s a client complaint, equipment breakdown, or a guest injury.
Public liability insurance for catering trailers/vans
Public liability insurance for mobile catering businesses is one of the most essential types of cover available. It protects your business against claims from third parties for injury or property damage caused during your work.
Imagine a guest accusing you of causing a burn or food poisoning. Every cater’s worst nightmare. This is where catering public liability insurance comes to the rescue.
For small businesses and sole traders, having mobile catering public liability insurance is not just practical—it’s a sign of professionalism that reassures your clients. Plus, many event venues require proof of this cover before you’re allowed to work on their premises or land.
Other types of mobile catering insurance
While public liability insurance for mobile catering businesses is important, there are other types of insurance that can be useful depending on your work circumstances:
Business equipment
From industrial ovens to portable serving stations, your equipment is the backbone of your business. Insurance for business equipment ensures you’re covered if these essential items are lost, stolen, or damaged.
Whether it’s a clumsy waiter or an unexpected breakdown, this cover keeps your operation running smoothly.
Employers’ liability
If you employ staff, even on a casual basis, employers’ liability insurance is a legal requirement. It protects your business if an employee is injured or falls ill while working for you. Whether it’s a chef cutting themselves or a server straining their back, this cover ensures you comply with the law while looking after your team.
Cooking for others is your passion, but protecting your business should be your priority. From catering liability insurance to business equipment cover, having the right insurance allows you to focus on what you do best—delivering exceptional service and delicious food. With insurance for catering services, peace of mind is always on the menu.
